Terms and Conditions

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Acceptance of these terms

These Terms and Conditions govern your use of the YThorus Finance website. By accessing or using this site, you confirm that you are at least the age of majority in your jurisdiction and that you agree to be bound by these terms.

If you do not agree with any part of these terms, you should not use the website.

Educational use only

YThorus Finance provides general educational information about personal finance topics. The content is not tailored to your individual circumstances and does not constitute financial, tax, legal, or investment advice.

You are solely responsible for any decisions you make. We encourage you to consult qualified professionals before making significant financial or legal choices.

No warranties

While we aim to keep information clear and up to date, YThorus does not guarantee the accuracy, completeness, or timeliness of the content. Laws, regulations, and financial products can change, and we may not always be able to reflect those changes immediately.

The website is provided on an “as‑is” and “as‑available” basis without warranties of any kind, whether express or implied.

Limitations of liability

To the fullest extent permitted by law, YThorus Finance and its contributors are not liable for any direct, indirect, incidental, or consequential damages arising out of your use of the site or reliance on its content.

If you are dissatisfied with any part of the website or these terms, your sole remedy is to stop using the site.

Changes to these terms

We may update these Terms and Conditions from time to time. When we make changes, we will revise the effective date at the top of the page. Your continued use of the site after changes are posted constitutes your acceptance of the updated terms.

Governing law

These terms are governed by the laws of the jurisdiction in which the site operator is established, without regard to conflict‑of‑law principles. Any disputes arising from these terms or your use of the site will be handled in that jurisdiction, subject to applicable law.

Frequently asked questions

Can I rely on YThorus content as professional advice?
No. The content is educational and does not replace financial, tax, legal, or investment advice from qualified professionals.
Can the terms change over time?
Yes. We may modify these terms as the site evolves. When we do, we update the effective date and encourage you to review changes.
Is there a charge to use YThorus?
At this time, YThorus Finance is free to access. If this changes in the future, we will clearly communicate any fees or conditions.
May I reuse content from the site?
You may link to YThorus pages, but copying or redistributing substantial parts of the content without permission is not allowed.
What should I do if I disagree with the terms?
If you do not agree with these Terms and Conditions, you should discontinue your use of the site.